{"id":2717,"date":"2026-03-16T11:42:07","date_gmt":"2026-03-16T06:12:07","guid":{"rendered":"http:\/\/www.travelkhana.com\/rail-info\/?p=2717"},"modified":"2026-03-16T11:44:15","modified_gmt":"2026-03-16T06:14:15","slug":"indian-railways-newly-introduced-book-now-pay-later-option","status":"publish","type":"post","link":"https:\/\/www.travelkhana.com\/rail-info\/indian-railways-newly-introduced-book-now-pay-later-option\/","title":{"rendered":"Indian Railways Newly Introduced \u2018Book Now Pay Later\u2019 Option"},"content":{"rendered":"<h1>Indian Railways Newly Introduced \u2018Book Now Pay Later\u2019 Option<\/h1>\n<p data-start=\"78\" data-end=\"550\">Wondering whether the caption is true or not? Yes, this is absolutely true. Indian Railways has introduced the <strong data-start=\"189\" data-end=\"214\">\u2018Book Now, Pay Later\u2019<\/strong> option to make train ticket booking more flexible and convenient for passengers. As shared by an IRCTC official, this facility allows travellers to book tickets first and pay the amount later through the IRCTC portal. This is especially helpful for passengers who need to book urgently but may not want to make the payment immediately.<\/p>\n<h2 data-section-id=\"1a5hnvj\" data-start=\"552\" data-end=\"597\">A Flexible Booking Facility for Passengers<\/h2>\n<p data-start=\"599\" data-end=\"1022\">The <strong data-start=\"603\" data-end=\"628\">\u2018Book Now, Pay Later\u2019<\/strong> service is a useful feature for frequent travellers, office-goers, and families planning trips in advance. With this option, passengers can confirm their train tickets without paying the full fare at the time of booking. Selected payment partners generally provide this service through the integrated ticket booking platform, making the reservation process easier and more convenient.<\/p>\n<p data-start=\"1024\" data-end=\"1448\">According to IRCTC spokesperson <strong data-start=\"1056\" data-end=\"1072\">Sandip Dutta<\/strong>, IRCTC partnered with a leading Mumbai-based company known as ePayLater to introduce and add this feature. Under this facility, a passenger travelling on an express train can buy a ticket up to 5 days before the travel date, along with a service charge of 3.5%, and pay the amount within the next 14 days. This service could only be availed for e-tickets.<\/p>\n<h3 data-section-id=\"sdnsu9\" data-start=\"1450\" data-end=\"1496\">How the \u2018Book Now, Pay Later\u2019 Process Works<\/h3>\n<p data-start=\"1498\" data-end=\"1787\">After choosing the <strong data-start=\"1517\" data-end=\"1542\">\u2018Book Now, Pay Later\u2019<\/strong> option, the ticket gets booked instantly, and the amount can be paid within the given repayment period as per the provider\u2019s terms and conditions. This adds more flexibility to the ticket reservation process and supports easier travel planning.<\/p>\n<p data-start=\"1789\" data-end=\"2175\">IRCTC also mentioned that a process similar to CIBIL score evaluation may be followed before approval is given for using this feature. Passengers opting for this service may need to provide details such as their name, mobile number, email ID, Aadhaar number, or PAN card details. Once the approval is granted, they will receive an OTP (One Time Password) to use the service.<\/p>\n<h3 data-section-id=\"wtkkof\" data-start=\"2177\" data-end=\"2221\">Benefits and Important Points to Remember<\/h3>\n<p data-start=\"2223\" data-end=\"2618\">This feature is particularly beneficial during emergencies, sudden travel requirements, or when users want to manage their expenses more efficiently. It offers more freedom to plan journeys without immediate payment pressure. However, passengers should always read the terms carefully, including repayment deadlines, eligibility conditions, and service charges, before selecting this option.<\/p>\n<h3 data-section-id=\"1osqme9\" data-start=\"2620\" data-end=\"2664\">Make Your Journey Better with TravelKhana<\/h3>\n<p data-start=\"2666\" data-end=\"3067\">For travellers planning long train journeys, food is another important part of a comfortable trip. If you&#8217;re travelling via train and need food, <strong data-start=\"2811\" data-end=\"2826\">TravelKhana<\/strong> offers reliable <a href=\"https:\/\/www.travelkhana.com\/\" target=\"_blank\" rel=\"noopener\"><strong data-start=\"2843\" data-end=\"2869\">food delivery in train<\/strong><\/a>, helping passengers enjoy fresh and hygienic meals directly at their seat. You can order food from popular restaurants by visiting <strong data-start=\"3001\" data-end=\"3024\"><a class=\"decorated-link\" href=\"http:\/\/www.travelkhana.com\" target=\"_new\" rel=\"noopener\" data-start=\"3003\" data-end=\"3022\">www.travelkhana.com<\/a><\/strong> or by downloading the <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.travelkhana&amp;hl=en&amp;gl=US\" target=\"_blank\" rel=\"noopener\"><strong data-start=\"3047\" data-end=\"3066\">TravelKhana App<\/strong><\/a>.<\/p>\n<h5 data-section-id=\"8dtpi\" data-start=\"3069\" data-end=\"3082\">Conclusion<\/h5>\n<p data-start=\"3084\" data-end=\"3430\" data-is-last-node=\"\" data-is-only-node=\"\">In summary, the Indian Railways <strong data-start=\"3116\" data-end=\"3141\">\u2018Book Now, Pay Later\u2019<\/strong> option makes ticket booking easier, faster, and more flexible for passengers. At the same time, TravelKhana makes the journey more satisfying with fresh and convenient food delivery onboard. Together, these services help travellers enjoy a smoother and more comfortable travel experience.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indian Railways Newly Introduced \u2018Book Now Pay Later\u2019 Option Wondering whether the caption is true or not? Yes, this is absolutely true. Indian Railways has introduced the \u2018Book Now, Pay Later\u2019 option to make train ticket booking more flexible and convenient for passengers. As shared by an IRCTC official, this facility allows travellers to book &hellip; <a href=\"https:\/\/www.travelkhana.com\/rail-info\/indian-railways-newly-introduced-book-now-pay-later-option\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Indian Railways Newly Introduced \u2018Book Now Pay Later\u2019 Option<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[221],"tags":[1340],"class_list":["post-2717","post","type-post","status-publish","format-standard","hentry","category-indian-rail-info","tag-indian-railway-book-now-pay-later-option"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Indian Railways Newly Introduced \u2018Book Now Pay Later\u2019 Option<\/title>\n<meta name=\"description\" content=\"Book Now, Pay Later makes train ticket booking easier with flexible payment options on Indian Railways. 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