{"id":203,"date":"2026-07-31T12:45:41","date_gmt":"2026-07-31T07:15:41","guid":{"rendered":"http:\/\/www.travelkhana.com\/tkblog\/?p=203"},"modified":"2026-07-31T12:46:50","modified_gmt":"2026-07-31T07:16:50","slug":"faq-on-the-irctcs-new-imps-mobile-based-payment-facility","status":"publish","type":"post","link":"https:\/\/blog.travelkhana.com\/tkblog\/faq-on-the-irctcs-new-imps-mobile-based-payment-facility\/","title":{"rendered":"FAQ on the IRCTC\u2019s New IMPS (Mobile Based Payment) Facility"},"content":{"rendered":"
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IRCTC Payment Options: Everything You Need to Know About IMPS and Other Online Payment Methods<\/h1>\n

Booking train tickets on IRCTC has become faster and more convenient with multiple digital payment options. Passengers can securely pay for their e-ticket bookings using UPI, debit cards, credit cards, net banking, mobile wallets, and other supported payment methods.<\/p>\n

Among these options, IMPS (Immediate Payment Service)<\/strong> remains a reliable way to make instant bank-to-bank payments through participating banks.<\/p>\n

Here are answers to some frequently asked questions about IRCTC payment options<\/strong>, including IMPS.<\/p>\n

What is IMPS?<\/h2>\n

IMPS (Immediate Payment Service)<\/strong> is an electronic fund transfer system that enables instant money transfers between bank accounts.<\/p>\n

The service operates 24\u00d77<\/strong>, including weekends and public holidays, making it a convenient option for online transactions.<\/p>\n

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IRCTC IMPS Payment Option<\/figcaption><\/figure>\n

Can IMPS Be Used for IRCTC Ticket Booking?<\/h2>\n

Yes. Depending on your bank and the payment options available during checkout, IMPS may be available as one of the supported payment methods for booking train tickets on IRCTC.<\/p>\n

The availability of payment options may vary over time as banks and payment gateways are updated.<\/p>\n

Do I Need a Bank Account?<\/h2>\n

Yes.<\/p>\n

To use IMPS, you must have an account with a bank that supports the IMPS payment service and have access to its digital banking facilities.<\/p>\n

Is Registration Required?<\/h2>\n

Yes.<\/p>\n

You should activate your bank’s mobile or internet banking services before using IMPS for online transactions.<\/p>\n

The exact registration process depends on your bank.<\/p>\n

What Information Is Required?<\/h2>\n

Depending on your bank’s payment process, you may be asked to verify the transaction using one or more of the following:<\/p>\n