{"id":203,"date":"2012-09-15T18:28:41","date_gmt":"2012-09-15T12:58:41","guid":{"rendered":"http:\/\/www.travelkhana.com\/tkblog\/?p=203"},"modified":"2015-01-08T20:07:45","modified_gmt":"2015-01-08T14:37:45","slug":"faq-on-the-irctcs-new-imps-mobile-based-payment-facility","status":"publish","type":"post","link":"https:\/\/blog.travelkhana.com\/tkblog\/faq-on-the-irctcs-new-imps-mobile-based-payment-facility\/","title":{"rendered":"FAQ on the IRCTC\u2019s New IMPS (Mobile Based Payment) Facility"},"content":{"rendered":"<div align=\"JUSTIFY\">\n<ul>\n<li><strong>What is IMPS?<\/strong><\/li>\n<\/ul>\n<p>IMPS\u00a0stands for Interbank Mobile Payment. It\u00a0is Mobile Payment Service that enables you to make payment through your bank account via mobile. It provides Instant fund transfer and with 24x7availability.<\/p>\n<ul>\n<li><strong> Do I need to have a bank account for availing IMPS? <\/strong><\/li>\n<\/ul>\n<p>Yes, you need to have a bank account with the bank which has enabled this facility.<\/p>\n<ul>\n<li>\u00a0<strong>Do I need to register to remit the funds through IMPS? <\/strong><\/li>\n<\/ul>\n<p>Yes. You should enroll for Mobile Banking Service with the branch where you got an account. The branch will register your request and upon successful registration, the Mobile Money Identifier (MMID) will be sent to your mobile through SMS.<\/p>\n<ul>\n<li>\u00a0<strong>What is MMID? <\/strong><\/li>\n<\/ul>\n<p>Mobile Money Identifier (MMID) is a seven digit random number issued by the bank after registration. This is essential for secure transfer of money.Remitter (customer who wants to send money) and Beneficiary (customer who wants to receive the money) should have this MMID for doing \u00a0interbank funds transfer.<\/p>\n<ul>\n<li>\u00a0<strong>Who is the governing body of this service?<\/strong><\/li>\n<\/ul>\n<p>This service belongs to National Payments Corporation of India. Which is an umbrella organization for all retail payment systems in India. This facility is provided by <a href=\"http:\/\/http:\/\/www.npci.org.in\/aboutimps.aspx\" target=\"_blank\">NPCI<\/a> through its existing NFS switch.<\/p>\n<ul>\n<li>\u00a0<strong>Why <a title=\"irctc.com\" href=\"http:\/\/www.travelkhana.com\/rail-info\/irctc\/\" target=\"_blank\">IRCTC<\/a> Started this?<\/strong><\/li>\n<\/ul>\n<p style=\"text-align: left;\">To provide better services to the customers, now a customer can book his ticket without<br \/>\nhis credit or debit card. Till now IMPS users are able to make payment only through<br \/>\ninternet in the IRCTC&#8217;s e ticketing website. But soon this facility will be available<br \/>\nvia mobile phone.<\/p>\n<ul>\n<li><strong>What are the Steps for Starting IMPS Services?<\/strong><\/li>\n<\/ul>\n<p>1.\u00a0 Register your Mobile number with corresponding bank<\/p>\n<p>2.\u00a0 Make sure you got the MMID &#8211; Mobile Money Identifier 7 &#8211; digit number from your bank.<\/p>\n<p>3. Make sure you got M-PIN from your bank<\/p>\n<p>4. Download mobile banking application or use SMS \/ USSD facility provided by the Bank<\/p>\n<p>5. Make transactions by the help of mobile banking application or SMS \/ USSD facility.<\/p>\n<figure id=\"attachment_204\" aria-describedby=\"caption-attachment-204\" style=\"width: 345px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/www.travelkhana.com\/tkblog\/wp-content\/uploads\/2012\/09\/IRCTC-IMPS-Payment-Option.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-204\" title=\"IRCTC IMPS Payment Option\" src=\"http:\/\/www.travelkhana.com\/tkblog\/wp-content\/uploads\/2012\/09\/IRCTC-IMPS-Payment-Option.jpg\" alt=\"\" width=\"345\" height=\"176\" srcset=\"https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/IRCTC-IMPS-Payment-Option.jpg 892w, https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/IRCTC-IMPS-Payment-Option-300x153.jpg 300w, https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/IRCTC-IMPS-Payment-Option-500x255.jpg 500w\" sizes=\"auto, (max-width: 345px) 100vw, 345px\" \/><\/a><figcaption id=\"caption-attachment-204\" class=\"wp-caption-text\">IRCTC IMPS Payment Option<\/figcaption><\/figure>\n<ul>\n<li><strong>Which banks are providing the IMPS facility for IRCTC?<\/strong><\/li>\n<\/ul>\n<p>Till now only SBI (state bank of India) is providing the IMPS facility for IRCTC\u2019s customers.<\/p>\n<ul>\n<li>\u00a0<strong>What details required on Payment Gateway?\u00a0<\/strong><\/li>\n<\/ul>\n<p>IRCTC &#8211; SBI IMPS Gateway asking following things while making payment<\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Merchant Name<\/strong> &#8211; This always &#8220;IRCTC&#8221;<\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Customer Number <\/strong>&#8211; Don&#8217;t worry system will automatically fill this field.<\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Amount <\/strong>&#8211; Amount too automatically pickup<\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Customer Mobile Number <\/strong>: You need to enter your mobile number<\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Customer\u00a0MMID <\/strong>: Enter your MMID provided by Bank<\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OTP <\/strong>: Enter OTP password for IMPS transaction provided by your bank.<\/p>\n<p><a href=\"http:\/\/www.travelkhana.com\/tkblog\/wp-content\/uploads\/2012\/09\/SBI-IMPS-Payment.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-205 aligncenter\" title=\"SBI IMPS Payment\" src=\"http:\/\/www.travelkhana.com\/tkblog\/wp-content\/uploads\/2012\/09\/SBI-IMPS-Payment.jpg\" alt=\"\" width=\"391\" height=\"225\" srcset=\"https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/SBI-IMPS-Payment.jpg 1101w, https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/SBI-IMPS-Payment-300x172.jpg 300w, https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/SBI-IMPS-Payment-1024x588.jpg 1024w, https:\/\/blog.travelkhana.com\/tkblog\/wp-content\/uploads\/sites\/2\/2012\/09\/SBI-IMPS-Payment-500x287.jpg 500w\" sizes=\"auto, (max-width: 391px) 100vw, 391px\" \/><\/a><\/p>\n<ul>\n<li><strong>\u00a0<\/strong><strong>What are the charges for using this facility?<\/strong><\/li>\n<\/ul>\n<p><strong>\u00a0 <\/strong>The service is chargeable at Rs. 5 for transaction amount up to Rs. 5,000\/ and Rs. 10 for above.<\/p>\n<p>To find out more updates related to Indian Railways like us on facebook: <a href=\"http:\/\/www.facebook.com\/Travelkhana\">www.facebook.com\/Travelkhana<\/a> or follow us on twitter : ww.twitter.com\/Travelkhana.<\/p>\n<p>For food delivery during train journey check \u00a0<a href=\"http:\/\/www.travelkhana.com\/\">www.travelkhana.com<\/a> \u00a0or simply call on 8800138811.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>What is IMPS? IMPS\u00a0stands for Interbank Mobile Payment. It\u00a0is Mobile Payment Service that enables you to make payment through your bank account via mobile. It provides Instant fund transfer and with 24x7availability. Do I need to have a bank account<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[212,209,410],"tags":[8,124,122,29,10,30,4],"class_list":["post-203","post","type-post","status-publish","format-standard","hentry","category-indian-railways-2","category-indian-railways-news-2","category-irctc","tag-indian-train-journey","tag-mobile-based-payment","tag-mobile-payment","tag-news-about-indian-railways","tag-railway-catering","tag-traveling-in-indian-rail","tag-travelkhana"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>IRCTC IMPS Facility - Mobile Based Payment - Interbank Mobile Payment<\/title>\n<meta name=\"description\" content=\"How you can book train ticket online through Interbank Mobile Payment &amp; Mobile Money Identifier? 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